The three major credit reporting agencies must give you a free copy of your credit report each year. Having your Credit Report may help identify creditors you have forgotten or overlooked. Click on this link to ask for yours.
(Don't forget to print out the report)
Get it By Phone:
Or Write for a copy:
Annual Credit Report Request Service
PO Box 105281
Atlanta GA 30348-5281
They will try to sell you your credit score and many other "benefits". Just take what is FREE!
Their web sites are: